As November approaches, rumors of new stimulus payments and IRS direct deposits are once again spreading rapidly on social media. Facebook groups, YouTube videos, TikTok clips, and WhatsApp channels are repeatedly claiming that a new relief payment is coming in November. Many posts also state that the IRS has set payment dates and that people will soon see the money in their bank accounts.
However, the reality is quite different. In this article, we will explain all the details so you understand what is true, what is a rumor, and what the IRS has officially warned about.
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IRS Relief Payments in November: Is a Direct Deposit Really Coming?
Despite the rumors circulating online, the IRS has clarified that there are no plans for any new federal stimulus or relief payments in 2025.
This means that expecting new direct deposits in November or at the end of the year is a misunderstanding.
The Last Official Stimulus
The last and valid relief payment was the $1,400 Recovery Rebate Credit, which was part of the 2021 American Rescue Plan.
The deadline to claim it was April 15, 2025.
Since then, the government has not announced any new relief program.
So why are people still discussing new payments? The answer lies in misinformation, social media confusion, and mistaking state-level programs for federal stimulus payments.
How and Why Did the Rumors Start?
In October, some viral posts on the internet claimed that a new stimulus check of $1,702 was going to be issued.
- People mistook this for an IRS payment, while it was related to a completely different state-level program.
- Misunderstanding of the Alaska Permanent Fund Dividend (PFD)
- The state of Alaska provides a Permanent Fund Dividend to its eligible residents every year.
This amount is made up of the state’s oil and mineral revenues and is only available to residents of Alaska. This year, the PFD amount was approximately $1,700, which some creators started circulating online, calling it a “New Stimulus Check.”
People then shared that information without verification, making it seem like it was a relief payment for the entire United States.
In reality:
- It is not a federal payment.
- It has no connection to the IRS.
- It is not a stimulus program of any kind.
But on social media, it was presented in a way that made people believe it was a new national relief payment.
Official IRS Warning: Scams are on the rise.
The IRS has emphasized that scammers take advantage of such rumors and false announcements.
They try to trick people into giving up bank details, Social Security numbers, and personal information by impersonating the IRS.
The IRS states that:
- They do not request information via email, text, or phone calls.
- They do not send “pre-registration,” “fees,” or “update links” for any payments.
- They do not provide any payment updates through social media messages.
If you receive such a message, it is almost certainly a scam.
How do these scams work?
False claims related to stimulus and relief payments have become one of the easiest ways for online fraudsters to operate.
Scammers exploit people’s needs and hopes and try to trick them.
1. Fake IRS Messages
Scammers use the IRS name and write:
- Your stimulus has been processed.
- You need to update your information.
- Your direct deposit is on hold.
- You have received new eligibility.
These are all patterns of fraud.
2. Fake Websites
- Many fake websites look like the real IRS site.
- People enter their information on these sites, and their data is misused.
3. Fake Check Scams
- Some people send fake checks and then claim that you have been overpaid, so you need to send some money back.
- By the time the bank later proves the check is fake, the victim has already sent the money back.
4. Paid Registration Scam
- Some posts claim that you need to “pay a registration fee for the new stimulus.”
- This is completely false.
The IRS has repeatedly stated that you never have to pay money for any stimulus or tax payment.
FTC Advice: How to Stay Safe
The Federal Trade Commission (FTC) has provided some clear guidelines to avoid such scams.
1. Only trust the official IRS website.
- If a link arrives in an email or message, do not open it.
- Always type the IRS website address directly into your browser.
2. Immediately delete unsolicited messages.
- The IRS does not send you unsolicited messages about “stimulus updates.”
- Delete any fraudulent messages immediately.
3. Do not share your personal information with anyone.
Especially:
- Bank account numbers
- Social Security numbers
- Passwords
- OTPs
- Tax information
Only use this information on secure and official portals.
4. Stay away from anyone asking for payment or fees.
- Stimulus and relief programs are always free.
- If someone asks for money, assume it is a scam.
5. Report suspicious activity.
- Both the IRS and FTC urge people to report such scams so they can be stopped.
Will there be a new stimulus in the future?
Currently, there is no official indication that a new federal stimulus will be announced by the end of 2025 or the beginning of 2026.
The federal government only initiates such programs based on economic conditions and congressional approval.
Until an official statement is released, it is not advisable to trust any viral posts.
Conclusion
There are no plans for any new relief payments or direct deposits from the IRS in November. The information circulating on social media is based on misunderstandings, state-level programs, and fraudulent posts.
People often share information without verifying it, which spreads confusion and gives scammers an opportunity.
Your safety is in your hands.
By following the advice of the IRS and FTC, you can keep your information safe and avoid falling for any scams. If a new relief program is ever implemented in the future, it will only be published on official government websites and press releases.
FAQs
Q. Is the IRS sending any new direct deposit relief payments in November?
A. No. There are no new federal relief or stimulus payments scheduled for November or the end of 2025.
Q. What was the last official stimulus payment?
A. The last one was the $1,400 Recovery Rebate Credit from 2021, with a final claim deadline of April 15, 2025.
Q. Are the viral $1,702 payment claims real?
A. No. Those posts refer to Alaska’s Permanent Fund Dividend, not a federal stimulus program.
Q. How do I know if an IRS message is real?
A. The IRS never sends unsolicited texts, emails or social media messages asking for personal information.
Q. What should I do if I get a suspicious message about a stimulus payment?
A. Ignore it and report it to the IRS or Federal Trade Commission to help prevent scams.
